PA Travel Insurance Plan A

◆ 1. Coverage Scope:

• Insured age: 0-90 years old

• For ages 71-80 (inclusive):
  Benefits for "Accidental Death, Burns & Disability", "Sudden Acute Illness Death", "Accidental Medical Expenses", "Acute Illness Medical Expenses", and "Public Transportation Coverage" will be 50% of the stated amounts, with no premium reduction.

• For ages 81+ (inclusive):
  These benefits will be 25% of the stated amounts, with no premium reduction.

◆ 2. Covered Activities:

• Includes independent travel, self-drive tours, and non-competitive high-risk recreational activities.

• Covers sudden acute illnesses caused by altitude sickness.

◆ 3. Policy Limit:

• Maximum one policy per person.

• For multiple policies purchased, claims will be paid based on the highest coverage limit among the valid policies.

◆ 4. Geographic Coverage:

• Only covers domestic travel within China.

◆ 5. Transport Extension:

• Under Ping An's "Non-Commercial Vehicle Accident Insurance" rider, this policy extends coverage to accidents occurring during travel by tour buses.

◆ 6. High-Risk Sports Exclusion:

• The "Ping An High-Risk Sports Accident Rider" excludes accidents during skiing/snowboarding outside designated trails.